Freelance Rate Calculator

How to use

1. Enter your desired net income and estimated taxes.
2. Add annual costs, schedule, holidays, and overhead.
3. Use the hourly and daily figures as a quoting baseline.

About this tool

A freelance rate must cover more than the money you want to take home. Independent workers also pay taxes, software and equipment expenses, insurance, accounting costs, and the quiet weeks when no invoice is being issued. This calculator turns those realities into a practical hourly and daily starting rate. Enter your desired annual net income, an estimated tax percentage, yearly business expenses, average billable hours per week, weeks away from work, and the share of working time consumed by non-billable overhead. The calculation removes time for holidays first, then separates billable capacity from administration, sales, learning, and project management. It adds expenses to the pre-tax income required to leave your net target after tax. The hourly figure uses effective billable capacity, while the daily figure assumes an eight-hour workday and is only a quoting reference. Taxes vary by country, legal structure, deductions, and income band, so replace the simple percentage with advice from a qualified professional when you are making a real budget. The result is not a promise of revenue: clients, cancellations, payment terms, and seasonal demand affect utilization. Revisit the inputs when your costs or schedule changes. A sustainable rate makes room for rest and business maintenance instead of treating every available hour as sellable production time.

Frequently asked questions

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